It might not be the most glamorous gift, but giving life insurance as a present to a loved one can make a big difference to ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

A life insurance beneficiary is someone who is legally designated to receive the death benefit of the insurer. When the policyholder dies, beneficiaries receive a sum of money as long as several ...

One key question about financial planning often is overlooked by most clients: To whom will you transfer your acquired income and assets at the end of your life? I know, it’s not the most comfortable ...

Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an ...