Internal Rate of Return (IRR): Formula and Examples

Dr. Cam | Teen & Parent Coach on Instagram: "It’s easy to think teen behavior is just attitude or rebellion — but what if it’s really about skills they haven’t learned yet? When we understand how teens think and why they act the way they do, it becomes clear why punitive consequences (like taking the phone away) often backfire.🔥 These consequences don’t teach them the tools they need to make better choices, stay safe, and maintain connection, in fact, they often make it harder for teens to lear