💰 Understanding Home Financing: What You Need to Know! 💰 Buying a home is exciting, but understanding financing can feel overwhelming. Don’t worry—I’ve got you covered! ✅ 🔑 Key Financing Basics: ✔️ Pre-Approval vs. Pre-Qualification – Know the difference and get a head start on your home search! ✔️ Loan Types: Conventional, FHA, VA, and USDA – Which one is right for you? ✔️ Down Payment Options – You may not need 20%! Some programs allow as little as 3-5% down. ✔️ Credit Score Matters – A hig